We accept; Pay Pal, Visa, M/C, Discover, Bank Checks & Money Orders. We do NOT accept personal checks or American Express credit cards. Mail your payments to; The Baby's Gallerie 1200 Broad Street Utica, New York 13501-1604 To pay us, directly with your credit card, please call our office, 315.768.6150, with your credit card info, Mon-Fri 9 am to 5 pm, eastern time. OR, you may email your credit card information to us at Martin@TheBabysGallerie.com. We need; Account number, expiration date, name that appears on the card, address where you receive your credit card bills and your cvv2 (the last 3 numbers on the back of the card) in the signature line. Items not paid for within five (5) days of purchased are no longer 'reserved' for the buyer. This MAY cause a delay in shipping upon receipt of payment. Local pick up? Sure! We are happy to see you and welcome you to visit us at our office/warehouse located at 1200 Broad St, Utica, NY. We do not have a retail showroom so you must call 315.768.6150 prior to pick-up. Utica is located between Albany and Syracuse, NY. just off I90, exit 31, appx 240 miles northwest of New York City. Unpaid item reports are automatically sent 8 days after purchase. Buyers will be given every opportunity to pay for their purchase. Buyers who do not pay will, reluctantly, be given an ugly unpaid item strike.